Business insurance that works as hard as you do

Get workers’ compensation protection you can depend on

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When it comes to workers’ comp coverage, leave the hard work to us.

Your business deserves solid coverage

EverPeak’s broad appetite for tough-risk industries is backed by A-rated carriers, giving your business protection it can trust. We make getting a policy fast and hassle-free, with instant coverage for over 345 types of risk

What is workers’ compensation?

In any workplace, accidents can happen and an employee may become injured or ill. Workers’ compensation insurance shields employers and employees from shouldering the financial burden alone.

Every state has its own workers’ compensation laws, but coverage is often required for employers. A workers' comp policy provides medical care and a portion of lost wages for employees and protects employers from legal action.

What does workers’ compensation cover?

Hard work isn’t always pretty. That’s where EverPeak steps in. We roll up our sleeves to get injured workers healthy and back to work so businesses keep thriving. Here are examples of what our coverage includes:

  • Medical care
  • Lost wages
  • Disability benefits
  • Death benefits

How much does workers’ compensation cost?

The cost of workers’ compensation is based on several factors, so the price of coverage varies between businesses. Premiums can be influenced by:

  • Payroll
  • Industry
  • Accident history

EverPeak is easy as 1, 2, 3

Hardworking businesses know how to tackle a challenge, but getting workers’ compensation insurance shouldn’t be one of them. We make getting coverage quick and easy.

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Get a quote

We’ll match you with a knowledgeable agent to deliver a quick, customized quote. Our broad appetite includes instant approval for over 345 types of risk.

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Secure a policy

Our knowledgeable agents work quickly to secure a policy backed by A-rated underwriting, ensuring you receive a workers’ compensation solution that works as hard as you do.

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Get to work

You’re protected from day one. If an injury occurs, our claims team will contact you within 24 hours of reporting. Plus, our return-to-work program helps employees return to the job 25 days faster than the industry standard.

Frequently Asked Questions

Find answers to commonly asked questions about workers’ compensation.

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What is workers' compensation?
Workers’ compensation is a form of insurance that benefits employers and employees in the case of a work-related injury or illness.
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Who is required to carry workers’ comp?
Workers’ compensation laws vary by state, so it’s important to know your state’s requirements. In many states, workers’ compensation is required for employers with one or more employees.
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What benefits are available?
Workers’ compensation can include medical care, lost wages and death benefits. Workers' compensation coverage may also safeguard businesses from legal action if an employee experiences a work-related injury or illness.
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Who pays for workers’ comp?
The employer is responsible for purchasing and maintaining workers’ compensation coverage.
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How much does workers’ compensation insurance cost?
Workers’ compensation premiums are based on factors such as payroll, industry and claims history, so premiums vary between businesses.

Still have questions?

We’re here to assist you. Contact our friendly customer support team for more information.