Tips for EverPeak Workers' Comp Success

Workers Comp 101

Seamless Workers' Comp Quotes with EverPeak

To all our agent partners, whether you're already quoting EverPeak workers' comp or looking to start, this post is for you! 

We're here to highlight some key tips and answer common questions to ensure your experience with EverPeak is as smooth and successful as possible.

Why No Pre-Bind Reviews? Our Commitment to Speed!

You might be wondering why EverPeak doesn't conduct pre-bind reviews. This is a deliberate choice that directly supports our commitment to speed and instant decisions

Pre-bind reviews introduce delays and bottlenecks that delay getting you a firm workers’ comp quote and bind immediately. Our model allows for a much faster turnaround, ultimately benefiting you and your clients with unparalleled efficiency.

Binding with EverPeak: Your 1-2-3 Guide to Post-Bind Success

Ensuring a smooth experience after the bind is straightforward with EverPeak. Here's how you can be successful in the post-bind review process:

  1. Meaningful Description of Operations: This is critical! Provide a clear and accurate description of your client's operations. Our team uses this vital information to correctly verify the classification from the start. When detailing operations, think about:
  • What they do and their primary services/products.
  • Typical daily operations.
  • Raw materials used.
  • Machines or equipment utilized.
  • Any unusual or unique aspects of their business. 
  1. Do Your Due Diligence: A quick online search can save significant time and effort. Research the business by checking their website and stated operations. This helps you:
  • Identify any activities that might fall outside our risk appetite or designated class codes.
  • Prevent ineligible submissions, streamlining the entire post-bind review process. For example, if a residential construction firm you're quoting also engages in roofing (Class 5551), which EverPeak doesn't cover, catching this upfront prevents a potential issue later.
  1. Class Code Accuracy: Correct account classification is crucial for a seamless, instant quote and bind experience. EverPeak's streamlined process is built upon established industry principles of workers’ comp class code assignment. 

By accurately classifying the account, we cover everything within that specific class code. This eliminates the need for burdensome disqualifying or "knockout" questions often seen with traditional carriers during the bind, minimizing potential issues during post-bind review.

Key Tips for a Seamless Process

To ensure smooth sailing and successful outcomes with EverPeak, always keep these key tips in mind:

  • Know our guidelines: Familiarize yourself with EverPeak's guidelines and eligibility criteria.
  • Correctly classify accounts: Ensure the class code you submit precisely matches the client's operations.
  • Submit accurately: Providing accurate information with the right class codes from the outset means no surprises with post-bind reviews and guarantees a truly seamless process.

We're Here to Help!

Remember, you're not alone! Don't hesitate to utilize our readily available resources:

  • Attune Platform Chatbot: Find quick answers to common questions.
  • Customer Care Team: Connect directly for more in-depth assistance.

By working together and understanding EverPeak's unique approach, we can boost your agency’s growth with seamless workers' comp quotes at Attune

Coverage built to last

Find peace of mind with business protection that puts you first.

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Frequently Asked Questions

Find answers to commonly asked questions about workers’ compensation.

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What is workers' compensation?
Workers’ compensation is a form of insurance that benefits employers and employees in the case of a work-related injury or illness.
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Who is required to carry workers’ comp?
Workers’ compensation laws vary by state, so it’s important to know your state’s requirements. In many states, workers’ compensation is required for employers with one or more employees.
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What benefits are available?
Workers’ compensation can include medical care, lost wages and death benefits. Workers' compensation coverage may also safeguard businesses from legal action if an employee experiences a work-related injury or illness.
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Who pays for workers’ comp?
The employer is responsible for purchasing and maintaining workers’ compensation coverage.
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How much does workers’ compensation insurance cost?
Workers’ compensation premiums are based on factors such as payroll, industry and claims history, so premiums vary between businesses.