The hardest-working business insurance

EverPeak’s broad appetite tackles the toughest insurance risk

Now available in 16 states

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A-rated protection for hardworking businesses

EverPeak is fiercely devoted to protecting small businesses and the people behind them. As an insurance partner that tackles risks others shy away from, we specialize in providing flexible and durable workers' compensation coverage.

Backed by A-rated carriers, EverPeak offers rigorous underwriting and fair pricing for coverage you can trust.

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Insurance that works as hard as you do

We know that tough work yields results. That’s why we work hard to safeguard businesses by providing personalized, long-term workers’ compensation solutions that meet your unique needs.

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Instant coverage for over 345 types of business

Tough coverage shouldn’t be harder to get. EverPeak instantly approves coverage for over 345 types of business. From restaurants and retail to landscapers and plumbers, we make coverage fast and hassle-free.

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Claims support within 24 hours

Our proven claims process gets your employees back to work faster. Our team will contact you within 24 hours of a reported claim, and our partner’s return-to-work program helps employees get back on the job 25 days faster than the industry standard.

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Award-winning customer service

We’re in the people business, and responsive customer support is a priority. Our support team has earned an all-time high Customer Effort Score of 6.33 out of 7. We're here to answer questions and guide you every step of the way.

Coverage built to last, no exceptions

EverPeak provides coverage for over 345 types of business, and our underwriting guidelines are transparent. If we say we cover a risk, we do — no exceptions.

Protect your business with workers’ comp you can count on.

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We've got you covered

Everything you need to know about workers' compensation in your state.

From the Pacific Northwest to the Appalachian Mountains, EverPeak Insurance offers reliable workers' compensation coverage nationwide.

Click on your state to learn about its workers' comp rules and regulations.

States we cover

See how hard we’ll work for you

EverPeak is more than insurance. We’re a partner committed to protecting what lies at the heart of your business — your people. We've got your back if you’re looking for workers’ compensation.

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Frequently Asked Questions

Find answers to commonly asked questions about workers’ compensation.

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What is workers' compensation?
Workers’ compensation is a form of insurance that benefits employers and employees in the case of a work-related injury or illness.
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Who is required to carry workers’ comp?
Workers’ compensation laws vary by state, so it’s important to know your state’s requirements. In many states, workers’ compensation is required for employers with one or more employees.
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What benefits are available?
Workers’ compensation can include medical care, lost wages and death benefits. Workers' compensation coverage may also safeguard businesses from legal action if an employee experiences a work-related injury or illness.
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Who pays for workers’ comp?
The employer is responsible for purchasing and maintaining workers’ compensation coverage.
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How much does workers’ compensation insurance cost?
Workers’ compensation premiums are based on factors such as payroll, industry and claims history, so premiums vary between businesses.